EVO 313
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Underwriting Calculator
Financial & Medical Assessment Tool
Life Factor: 15 | CI Factor: 8
Riders & Sum Assured
Rider Name
Sum Assured
Factor
Life/TPD UW
CI UW
Life
x 1.0
350,000
-
Complimentary Disability
x 0.5
0
-
DLSR
x 0.5
0
-
Comp. Elder Care & Cancer Rec.
0.4 / 0.2
0
0
TPDWP (Annual Limit)
0
-
180 CI
x 1.5
-
0
48 CI / Power CI
x 1.0
-
0
CIWP (Annual Limit)
-
0
Future Secure Rider
x 1.0
0
-
Total Life / TPD Underwriting Value:
$0
Total CI Underwriting Value:
$0
Min. Annual Income Req (Life):
$0
Min. Annual Income Req (CI):
$0
Maximum Income Required:
$0
Age (Last Birthday):
Total Sum Assured:
Non-Medical Limit:
--
Status:
--
Non-Medical Limit Table
| Age Band | Non-Medical Limit | Requirement |
|---|---|---|
| 0 - 5 | 800,000 | > 800k Need Check |
| 6 - 40 | 1,000,000 | > 1.0M Need Check |
| 41 - 50 | 800,000 | > 800k Need Check |
| 51 - 55 | 400,000 | > 400k Need Check |
| 56 - 60 | 200,000 | > 200k Need Check |
| 65 Above | 0 | Always Need Check |
Reference Chart
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